A Complete Guide to Getting a Mortgage in Dubai

Dubai’s real estate market continues to attract investors and homeowners from around the world. Whether you're a first-time buyer or an experienced investor, getting a mortgage in Dubai can be a smart way to finance your property purchase. But understanding the process, requirements, and options is key. In this blog, we’ll break down everything you need to know about getting a mortgage in Dubai — simply and clearly. Who Can Get a Mortgage in Dubai? Mortgages in Dubai are available to: UAE nationals Residents (expats with valid UAE residency visas) Non-residents (with more limited options and higher down payments) Each category has specific eligibility and documentation requirements. Generally, you must be between 21 and 65 years old and have a stable income.